PFL 11.1 Describe common risks to individuals, their property and investments, caused by situations such as illness, accidents, and natural catastrophes.
PFL 11.2 Explain the importance of insurance as a risk management strategy used by financially responsible individuals.
A. Describe common types of insurance purchased by consumers, such as health, property, life, disability, automobile, and renter’s insurance.
B. Identify different methods for obtaining health insurance, including employer- provided plans, government plans, and private purchase.
PFL 11.3 Evaluate appropriate amounts of insurance to meet one’s needs and budget including how insurance deductibles work.
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