Standard 5: Saving and Investing

Explain reasons for saving and investing to meet goals and build wealth (e.g., opportunity cost, return on investment, emergencies, major purchases, down payments, and education).
Identify and compare the costs and benefits of various investment strategies (e.g., compound interest, tax implications, account liquidity, and investment diversification) and how inflation affects investment growth.

Online Curriculum and Lesson Plans

Making $en$e: Financial Success for Oklahoma Students – Oklahoma State Department of Education | view now

Module 5.1: Getting Started
Module 5.2: The Rule of 72
Module 5.3: Saving and Investing Tools
Module 5.4: Time is Money

It Just Adds Up | view now

Lesson 2 – Plotting Your Future
Lesson 8 – Money: Let’s Trade
Lesson 11 – Borrowers and Lenders
Lesson 12 – Savings
Lesson 13 – Investing

Standard 5.1

Disneynomics Lesson– UP! | view now

Econedlink.org

NEW! A Penny Saved – econedlink.org | view now
The Benefits of Investing Early | view now
Take a Risk on Investor Island (Part I | view now
Take a Risk on Investor Island (Part II) | view now
Stock Prices Tumble | view now

Activities to Meet Standard 5: The Stock Market Game

Teams of three to five students invest a hypothetical $100,000.00 in a portfolio
of common stocks, bonds and mutual funds.
comprehensive curriculum materials, print and on-line for students of all
ability levels, as well as hands-on support.

Visit the OCEE site for more information and to sign your class up.

Council for Economic Education Lessons

Capstone Teacher’s Guide

Unit 3, Lesson 16 – Making Choices about Saving and Investing
Economics and the Environment
Unit 4, Lesson 9 – Weighing the Pluses and the Minuses : Benefit-Cost Analysis

Financial Fitness for Life, Bringing Home the Gold, (9-12) Teacher Guide

Theme 3 – Tomorrow’s Money: Getting to the End of the Rainbow
Lesson 8 – What’s the Cost of Spending and Saving?
Lesson 9 – There is No Free Lunch in Investing
Lesson 10 – Investment Bingo

Financial Fitness for Life, Shaping Up Your Financial Future, (6-8) Teacher Guide

Theme 3 – Saving
Lesson 6 – Why Save?
Lesson 7 – Types of Savings Plans
Lesson 8 – Who Pays and Who Receives?
Lesson 9 – Stocks and Mutual Funds
Lesson 10 – Let Lenders and Borrowers Be
Lesson 11 – Saving and Investing are Risky Business

Focus: Middle School Economics

Lesson 15 – Savers and Borrowers

OCEE Lesson:

Savings and Investing | Download now